dsh-insur-plan: Family Insurance Planning

`dsh-insur-plan` is a Node.js plugin in the DeepSeek Harness ecosystem for automatically generating household insurance planning solutions. It supports offline operation, registers the `insur_plan` tool, and returns structured configuration suggestions upon receiving parameters. It is suitable for scenarios that require automated handling of insurance logic within conversational flows, and it is easy to install, with runtime permissions based on the current process.